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The one measured finding on card scheme fees after interchange was capped comes from outside the European Union, and its coefficients are redacted
| Qué se midió | Hallazgo |
|---|---|
| Core scheme and processing fees charged to acquirers | rose in real terms by at least 25 per cent between 2017 and 2023 |
| Cost to businesses in that jurisdiction | at least 170 million pounds more, annually |
| Method | fixed effects regressions on compelled data from the two largest schemes |
| Significance | at the 10 per cent level across most specifications |
| Coefficient magnitudes | every one redacted by the regulator |
| Published | 6 March 2025 |
| Jurisdiction | the United Kingdom, not the European Union |
| Link drawn to capped interchange | no passage found in the parts served |
United Kingdom Payment Systems Regulator market review MR22/1.10, final report of 6 March 2025. Two readings of the regulator's publications disagree on whether the 25 per cent figure is real or nominal; both are recorded and neither is preferred.
A United Kingdom regulator measured core scheme and processing fees to acquirers rising at least 25 per cent in real terms between 2017 and 2023, costing businesses at least 170 million pounds more a year. No European measurement exists.
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