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Statistik › Aktiv, passiv und Mittelflüsse › Cash share

Cash fell from 79 to 52 per cent of euro area point of sale payments by number in eight years, and cards passed it by value in 2022

WaveCash by numberCash by valueCards by numberCards by valueMobile by number
201679%54%19%39%nicht angegeben
201972%47%25%43%under 1%
202259%42%34%46%3%
202452%39%39%45%6%

European Central Bank study on the payment attitudes of consumers in the euro area, successive waves reported in December 2022 and December 2024. No significance statistic is reported in any wave. Cards overtook cash by value in 2022 and drew level with it by number in 2024.

By value the cash share went from 54 to 39 per cent across four survey waves. Mobile payments went from under one per cent to six. The country range in 2024 runs from 22 per cent to 67 per cent.

79%Cash share by number, 2016
52%The same, 2024
39%Cash share by value, 2024
22% to 67%Country range by number, 2024

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