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Statistiche › Attivo, passivo e flussi › Scheme fees

The one measured finding on card scheme fees after interchange was capped comes from outside the European Union, and its coefficients are redacted

Cosa è stato misuratoEvidenza
Core scheme and processing fees charged to acquirersrose in real terms by at least 25 per cent between 2017 and 2023
Cost to businesses in that jurisdictionat least 170 million pounds more, annually
Methodfixed effects regressions on compelled data from the two largest schemes
Significanceat the 10 per cent level across most specifications
Coefficient magnitudesevery one redacted by the regulator
Published6 March 2025
Jurisdictionthe United Kingdom, not the European Union
Link drawn to capped interchangeno passage found in the parts served

United Kingdom Payment Systems Regulator market review MR22/1.10, final report of 6 March 2025. Two readings of the regulator's publications disagree on whether the 25 per cent figure is real or nominal; both are recorded and neither is preferred.

A United Kingdom regulator measured core scheme and processing fees to acquirers rising at least 25 per cent in real terms between 2017 and 2023, costing businesses at least 170 million pounds more a year. No European measurement exists.

at least 25%Measured rise in scheme fees
2017 to 2023Periodo
at least 170m poundsAnnual cost to businesses
nessunoEuropean equivalent measurement

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