Statistiche › Attivo, passivo e flussi › Empty register
Europe's pan-European pension register served its table of registered products with column headers and no rows at all
| Rule | Figura | Provision |
|---|---|---|
| Cost cap on the basic product | "The costs and fees for the Basic PEPP shall not exceed 1 % of the accumulated capital per year." | Art 45(2) |
| What the cap covers | delegated to technical standards, so the article itself does not define its scope | Art 45(3) |
| Switching provider | after a minimum of five years | Art 52(3) |
| Changing investment option | after a minimum of five years | Art 44 |
| Switching fee cap | "shall not exceed 0,5 % of the corresponding amounts or monetary value of the assets-in-kind" | Art 54(3) |
| Sub accounts | "Within three years of the date of application of this Regulation, each PEPP provider shall offer national sub-accounts for at least two Member States upon request" | Art 18(3) |
| Compliance by partnership | permitted | Art 19(2) |
| Where no sub account can be opened | a free immediate switch | Art 20(5) |
| Information document | required before the product is proposed | Art 26(1) |
| Central public register | the supervisor is obliged to keep one | Art 13 |
Regulation (EU) 2019/1238, consolidated text read October 2026. The regulation uses the term sub-account, not compartment.
The product applied from March 2022 with a one per cent annual cost cap. Twenty one entities told the supervisor they were considering offering one. Seventy six per cent of Europeans have never heard of it.
0Rows in the public register
21Entities that said they were considering offering one
76%Europeans who have not heard of it
1% of accumulated capital a yearCost cap on the basic version
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