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Statistik › Värdering › No insurance scheme

Europe harmonised deposit protection and investor compensation and never harmonised insurance guarantee schemes, and three official counts of the national schemes disagree

Källa och datumCount
Supervisory consultation paper, 30 July 201820 member states with one or more schemes, 26 schemes in total, and 11 states in the economic area with none
Supervisory opinion, 9 July 2019the same 11 states with none; 8 of 22 schemes in one caption; a figure splitting 9 host, 7 home and 8 combined, which sums to 24 by our arithmetic
Commission research centre, 22 September 2021"At present, 17 EU Member States have IGS in place", which implies 10 with none, derived
Schemes covering both life and non life7 in one paragraph, against a figure splitting 11, 7, 4 and 3 in the same document

Three official counts and two internal inconsistencies, all printed as found and none reconciled. The counts are three and five years apart and use different geographic perimeters, which explains some but not all of the spread.

One supervisory paper counts twenty member states with twenty six schemes and eleven states with none. A Commission research centre counts seventeen states with schemes. Only four national schemes have any target fund level at all.

ingenEuropean harmonising instrument
20Member states with a scheme, one count
17The same, another count
4National schemes with any target fund level

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